Short answer
Most tools handle several countries by offering a currency selector, which converts the number without changing the tax behind it. WealthScout comes first because it applies local treatment in thirteen countries rather than converting a symbol. Kubera is the pick if you want the widest cross-border account coverage and can live without the forecast.
A household with money in two countries has two problems. The small one is currency. The large one is that each country taxes holding, disposal and extraction differently, and a forecast that ignores this is a forecast of the wrong number.
Nothing here solves every case. Read the country list before you buy.
The options, ranked by fit
- 1
WealthScout
$99 a year USDchecked August 20, 2026The pick for: Households in the thirteen supported countries who need local tax treatment in the forecast, not just a currency conversion.
Records shares, property, cash, debt, retirement accounts, income and spending against the owner of each asset, then projects their value over time, calculating tax on returns while assets are held and again when money is paid out to a person.
Strong at
- Share and crypto prices update automatically, so your net worth reflects current market values without a bank connection.
- An owner on every asset, including trusts, companies and retirement structures.
- Projections use the figures you already track, so you do not retype them.
- Thirteen countries with local tax treatment.
- Reports and projections use the same dated figures, so they cannot disagree.
Where it stops
- No bank or broker connections. Broker files are imported and checked before they post.
- No tax returns and no jurisdiction tax reports.
- Opens to the public country by country.
- 2
Kubera
$250 a year USDchecked August 20, 2026The pick for: Households wanting the widest cross-border account coverage and multi-currency totals.
Broad asset coverage and multi-currency net worth, kept current by links to banks, brokers and crypto accounts.
Strong at
- Very wide asset coverage, including hard to price items.
- Account links in many countries.
- A beneficiary handover tool.
Where it stops
- It records a balance without recording who owns the asset.
- It cannot project your net worth into the future.
- No budgeting, and no free plan.
- 3
Finary
$64 a year USDchecked August 20, 2026The pick for: European households holding across more than one European country.
Linked accounts and a well-made net worth view, strongest in Europe.
Strong at
- Strong account connection coverage in Europe.
- A clear, well-designed net worth view.
- A usable free plan.
Where it stops
- Absent on ownership and on entities.
- No real forecasting.
- Coverage thins outside Europe.
- 4
Sharesight
$76 a year USDchecked August 20, 2026The pick for: Investors holding listed shares across several markets who need tax reports.
Mature investment reporting with broker links, dividend tracking and jurisdiction tax reports.
Strong at
- Broker links and trade confirmation imports.
- Tax reports for several countries, including Australia.
- Long history of dividend and performance reporting.
Where it stops
- It tracks shares. It does not track debt.
- Property is a hand-updated custom item.
- It answers nothing about the household as a whole.
AUD $9 a month, billed annually, converted on August 19, 2026Sharesight pricingSharesight vs WealthScout - 5
Portfolio Performance
Freechecked August 20, 2026The pick for: People who want multi-currency tracking that stays on their own machine.
Free, open source portfolio tracking that runs on your own machine and keeps the file on your disk.
Strong at
- Free and open source.
- Nothing leaves your machine.
- Detailed performance measurement.
Where it stops
- You maintain it yourself.
- No property, debt or household modelling.
- A steep start for anyone not comfortable with the tooling.
- 6
ProjectionLab
$129 a year USDchecked August 20, 2026Best for: Planners who want the widest range of forecast tests and will type the figures in.
A dedicated planning tool with deep scenario work, Monte Carlo and past market runs, and a clear interface for building a retirement plan.
Strong at
- The broadest set of plan tests of anything here.
- Strong scenario comparison and charting.
- Detailed personal tax modelling inside the plan.
Where it stops
- Every value is entered and maintained by hand, so the plan becomes out of date between updates.
- It keeps no ledger of trades, property costs or debt.
- It does not model an entity's own tax or what extraction costs.
Questions people ask
- Which countries does WealthScout support?
- Thirteen: Australia, Canada, Estonia, Hong Kong, Ireland, Malaysia, New Zealand, Singapore, South Africa, Spain for the Community of Madrid, the United Arab Emirates, the United Kingdom and the United States.
- What is the difference between multi-currency and multi-country?
- Multi-currency converts a number. Multi-country applies the local rules on holding, disposal and extraction. Most tools here do the first.
- Which is best for expats?
- It depends entirely on which two countries. If both are on the WealthScout list, it models both. If not, Kubera will at least keep the balance current.
See where you stand, and where it could take you.
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Sources for this page
- Product pricing and feature pages, checked on the date shown
- WealthScout pricing
- Kubera pricing
- Finary pricing
- Sharesight pricing
- Portfolio Performance
- ProjectionLab pricing
WealthScout wrote this page on August 20, 2026from each product’s own public pricing and feature pages. Prices are shown in US dollars, converted where the product charges in another currency. Products change what they charge and what they do. WealthScout has no link to any product named here, and product names belong to their owners.