Product comparison

Finary vs WealthScout: features and differences

Compare Finary and WealthScout for linked accounts, share tracking, property, ownership and long-term projections.

Checked: August 20, 2026
Written by: WealthScout

Short answer

Finary connects to your accounts and presents a clear net worth total. WealthScout tracks the same assets, updates share and crypto prices automatically, and does two things Finary does not: it records who legally owns each asset, and it projects your wealth over time to estimate when you could retire. Finary connects to more accounts today.

Which one to pick

Pick Finary for its account connections and a clear net worth view. Pick WealthScout when you need to record who owns each asset, and calculate the tax charged when money is paid out.

WealthScout

Best for: People whose assets are held by a trust or a company as well as by them.

$99 a year USD

Checked August 20, 2026

Plus is $99 a year, or $11.99 a month. One subscription per household, with no per-person charge.

Free has no time limit and asks for no payment. It includes one user, your complete current position, up to 10 share holdings in one supported market, one property and a current-trajectory projection.

WealthScout pricing

Finary

Best for: European investors who want linked accounts and a clean total.

$64 a year USD

Checked August 20, 2026

EUR 54.99 a year, converted on August 19, 2026

Lite is the entry paid plan. Plus is EUR 149.99 a year and Pro is EUR 349.99.

Free links accounts and shows net worth.

Finary pricing

Prices checked on August 20, 2026 and shown in US dollars. Products can change what they charge.

Which product fits your needs?

WealthScout suits you if

Some of your assets are held by a trust or a company rather than by you.
You want your net worth projected over time, not only added up today.
You want rent, loans and running costs recorded against each property.
You want the projection to use the figures you already track.

Finary suits you if

You need live bank, broker and crypto links now.
You want its investment and fee checks now.
You want to buy crypto in the same app.
You need its phone app now.

What each product does

Both track net worth across shares, property, cash and loans, both keep budgets, and both show investment results. The table below covers the questions where the two products differ. Plan, country and release limits may change what you can use.Notes and sources for this comparison

Question	WealthScout	Finary
Do my share and crypto prices update automatically?	Yes. Share prices update automatically during the trading day. Crypto prices update at least every fifteen minutes.	Yes. Its links keep investment and crypto values current where it covers your provider.
Can I record a property with its rent and running costs?	Yes. WealthScout records the value, the owner, the mortgage, the rent and each running cost separately.	Partly. It tracks property and loans. Automatic value checks work in some countries only.
Do my account balances import automatically?	No. Share and crypto prices update automatically. Bank balances you enter yourself.	Yes. It links many banks, brokers, savings plans and crypto services.
Does it record who owns each asset?	Yes. Every asset belongs to an owner, which can be a person, a trust or a company.	Partly. Family access and wealth statements come with some plans.
Can it estimate a retirement year, including the tax?	Yes. It uses the figures you already track, and calculates tax on returns and again when money is paid out.	Partly. It offers savings goals and simple projections, not a full projection of your assets and debts.
Are budgets built from sorted bank transactions?	No. You enter your income and spending yourself, and both are used in the projection.	Yes. It sorts the transactions it imports and shows budget results.
Can I review gains from my share trades?	Partly. You get a factual summary of what you sold and the raw gain or loss on it, not a tax calculation.	No. It shows gains, dividends and fees rather than tax reports.
Can I buy crypto in the same app?	No. You track what you hold. WealthScout does not deal in any asset.	Yes. It offers crypto buying alongside its tracking.

Do my share and crypto prices update automatically?: WealthScout
Yes. Share prices update automatically during the trading day. Crypto prices update at least every fifteen minutes.
Finary
Yes. Its links keep investment and crypto values current where it covers your provider.
Can I record a property with its rent and running costs?: WealthScout
Yes. WealthScout records the value, the owner, the mortgage, the rent and each running cost separately.
Finary
Partly. It tracks property and loans. Automatic value checks work in some countries only.
Do my account balances import automatically?: WealthScout
No. Share and crypto prices update automatically. Bank balances you enter yourself.
Finary
Yes. It links many banks, brokers, savings plans and crypto services.
Does it record who owns each asset?: WealthScout
Yes. Every asset belongs to an owner, which can be a person, a trust or a company.
Finary
Partly. Family access and wealth statements come with some plans.
Can it estimate a retirement year, including the tax?: WealthScout
Yes. It uses the figures you already track, and calculates tax on returns and again when money is paid out.
Finary
Partly. It offers savings goals and simple projections, not a full projection of your assets and debts.
Are budgets built from sorted bank transactions?: WealthScout
No. You enter your income and spending yourself, and both are used in the projection.
Finary
Yes. It sorts the transactions it imports and shows budget results.
Can I review gains from my share trades?: WealthScout
Partly. You get a factual summary of what you sold and the raw gain or loss on it, not a tax calculation.
Finary
No. It shows gains, dividends and fees rather than tax reports.
Can I buy crypto in the same app?: WealthScout
No. You track what you hold. WealthScout does not deal in any asset.
Finary
Yes. It offers crypto buying alongside its tracking.

Share and crypto prices update without a bank connection

Finary saves you data entry where its connections reach your banks and brokers. A connection can still fail, miss a cost, or cover one country and not the next.

WealthScout updates share prices automatically during the trading day, and crypto prices at least every fifteen minutes, so your net worth reflects current market values without any account connection. You upload a file from your broker, check the trades it contains, and the app prices those holdings from then on.

Who owns an asset changes the tax you pay on it

Finary does not record ownership. Every asset is treated as yours, which works until part of your wealth is held by a trust, a company or a partner.

In WealthScout every asset belongs to an owner. The projection calculates the tax on returns while the asset stays with that owner, and the tax charged again when money is paid out to a person. Two people with the same total net worth can get different retirement estimates because of it.

WealthScout records more about a property than its value

Finary shows a property in your net worth total, and estimates its value automatically in some countries.

WealthScout also records the rent, the mortgage, the running costs and the legal owner. From those it calculates the return on the property before and after tax, and you can model selling it to see how the projection changes.

The projection uses the figures you already track

You confirm the figures once a month, and every projection uses those figures. Nothing is retyped, so it does not become out of date the week after you build it.

Finary offers savings goals and simple projections. WealthScout keeps your current figures, your projection and your later results together, so when the estimated retirement year changes you can see which assets caused it.

Common questions

What is the main difference between Finary and WealthScout?

Finary connects to accounts and shows a clear net worth total. WealthScout tracks the same assets, updates share and crypto prices automatically, records who owns each one, and projects your wealth over time to estimate when you could retire.

Does WealthScout link to banks like Finary?

No. Account connections are one thing Finary does that WealthScout does not. In WealthScout you upload a file from your broker and check each trade before it is saved. Share and crypto prices then update automatically, so your holdings stay at current market value without a connection.

Which product is better for property?

WealthScout. It records the value, the owner, the rent, the mortgage and the running costs, and calculates the return on the property. Finary tracks property and loans, and estimates property values automatically in some countries.

Which product is better for share tax work?

WealthScout. It records every trade, dividend and cost, records an owner for each holding, and produces factual summaries of your realised gains and investment income. Finary reports gains and fees at the portfolio level, without the underlying trade records.

Track everything you own, and project it forward

WealthScout is opening country by country. Join the waitlist and we will email you when it reaches yours.