Terms of Service

These Terms of Service apply to WealthScout, including our websites, app, accounts, household workspaces, subscriptions, and other services that link to these terms.

WealthScout is operated by IP3 Holdings, ABN 88 562 020 114, trading as WealthScout. In these terms, “WealthScout”, “we”, “us”, and “our” mean that business.

By creating an account after these terms and the linked Privacy Policy are presented, you agree to them. We will show an equivalent linked notice again when you purchase a subscription. If you do not agree, do not create or use an account.

These terms are intended to apply worldwide. You must be at least 18 years old and legally able to enter this agreement.

Mandatory laws and consumer rights in the place where you live still apply. You are responsible for making sure your use of WealthScout is lawful where you are. Nothing in these terms removes a right that cannot legally be removed.

Country presets, tax settings, market data, benchmarks, currencies, and other local coverage are available only where shown. Coverage may be limited or incomplete and does not promise local tax or regulatory compliance.

WealthScout is a household wealth tool for recording information, viewing reports, making estimates, and exploring models and scenarios.

It is not financial, investment, tax, accounting, legal, credit, insurance, or other professional advice. It does not recommend transactions, tell you what to buy or sell, or guarantee any result.

Results depend on the information, assumptions, settings, and coverage available to you. Check important data and results against original sources and seek suitably qualified professional advice before making decisions.

Keep your account information accurate and your sign-in details secure. Tell us promptly if you suspect unauthorised access.

If you add information about another person or entity, invite a member, or act for a household, you confirm that you are authorised to do so. You are responsible for the information and permissions you provide.

Household members may have broad access to shared information and may be able to view, edit, or permanently delete it, including the household itself. Only include people you trust and keep copies of records that matter to you.

Deleting an account or household does not cancel a subscription. Cancel the subscription separately through the relevant purchase platform.

We offer Free and Plus access. Plus may be billed monthly or annually, and the price, currency, billing interval, and renewal details are the ones shown at purchase. Paid subscriptions renew for the selected interval until cancelled.

There are no free trials. If we offer an introductory price, it lasts for the period shown at purchase (normally the first year) and then renews at the current standard price disclosed there.

Payment, app-store, and other provider terms may also apply to your purchase. If those terms conflict with a mandatory consumer right, that right continues to apply.

We may change prices by giving reasonable advance notice. A new price applies no earlier than a later renewal after that notice, unless you expressly agree to it sooner.

You can cancel at any time through the platform or provider where you purchased the subscription. Cancellation stops the next renewal, and you keep paid access until the end of the period you already paid for.

Except where required by law or expressly promised at checkout, subscription fees are not refundable, including for change of mind, cancellation, unused time, a partial billing period, or deleting an account or household.

A payment error or another remedy required by law may result in a refund or other appropriate remedy. If we permanently discontinue paid access during a paid period, we will refund the unused portion of that period.

You keep your rights in the financial records, documents, notes, and other content you provide to WealthScout. You give us only the limited permission needed to host, process, transmit, display, secure, and back up that content while operating the service and complying with law.

We do not receive a broad right to reuse your household content or use it to train AI systems. You remain responsible for having the right to provide your content and for its accuracy, legality, and completeness.

Keep original statements, tax records, contracts, receipts, and other source documents where independent retention is important. WealthScout is not your archive or source of record.

Do not use WealthScout unlawfully or to harm another person; access an account without authority; bypass access or plan limits; scrape, copy, or resell the service; reverse engineer it except where law permits; upload malware; interfere with security or availability; or overload the service with automated requests.

We may restrict or suspend access when reasonably necessary for serious misuse, a security risk, unlawful conduct, non-payment, or a material breach. Where practical, we will give notice and an opportunity to fix the issue.

We provide WealthScout on a reasonable-efforts, “as available” basis. We do not guarantee accuracy, uninterrupted access, uptime, a support response time, error-free operation, or that backups will restore a particular record.

Maintenance, security events, third-party failures, legal requirements, and circumstances outside our reasonable control may interrupt or limit the service. We may add, change, or remove features as the service develops.

WealthScout and its licensors own the app, service, software, calculations, designs, documentation, names, and branding, excluding your content and third-party material.

While you are allowed to use the service, we grant you a limited, personal, non-exclusive, non-transferable right to use it for your own authorised household purposes. You must not copy, sell, or commercially exploit it without our permission.

Our Privacy Policy explains how we handle personal information and forms part of your use of WealthScout. You should read it before creating an account.

We may keep records of account, subscription, and terms acceptance for as long as reasonably needed to operate the service, establish the agreement, comply with law, or resolve an issue.

Nothing in these terms excludes, restricts, or modifies a consumer guarantee, statutory remedy, or other liability that cannot legally be excluded.

To the maximum extent permitted by law, WealthScout excludes all liability arising from the service. This includes liability for indirect, incidental, special, or consequential loss, and for loss caused by relying on information, assumptions, or results that you did not verify.

Where liability cannot be excluded but can be limited, our total liability arising from the service is limited to the fees you paid to WealthScout during the 12 months before the event giving rise to the claim. For Free users, that cap is zero dollars.

We may update these terms to reflect changes to the service, law, security, or how we operate. We will publish the current version and its last updated date.

For a material change, we will take reasonable steps to give advance notice and may ask you to accept the updated terms before further use. An urgent legal or security change may take effect sooner where necessary.

If we do not ask you to accept the updated terms again, continuing to use WealthScout after they take effect means you accept them, where permitted by law.

These terms are governed by the laws of New South Wales, Australia, subject to mandatory laws that apply where you live. No part of this clause limits a mandatory local right or remedy.

The operator is IP3 Holdings, ABN 88 562 020 114, trading as WealthScout. Send legal notices and questions about these terms to legal@wealthscout.app. Send general support requests to support@wealthscout.app.