The full picture
One record for everything the household owns and owes.
Beyond shares, property and projections, WealthScout tracks the rest of the household — each module small enough to keep updated, connected enough to matter.
Every module in the record
Cash
Bank accounts and balances that anchor the household position and emergency-fund coverage.
Crypto
Exchange, cold storage and on-chain holdings, priced manually or via Coinbase market data.
Budget
Weekly, fortnightly, monthly or annual expenses normalised into one monthly plan.
Income
Salaries and variable income with reliability flags and linked retirement contributions.
Loans
Personal loans and liabilities tracked against the assets they secure.
Credit cards
Card balances included in net worth so debt never hides between statements.
Retirement accounts
Super, pensions, 401(k)s, SIPPs, KiwiSaver and more — country-aware schemes with contribution tracking.
Entities & trusts
People, trusts and SMSFs as first-class owners, so assets sit where they legally live.
Managed funds & other assets
Statement-based funds, vehicles, collectibles and private holdings valued on your schedule.
History
Net worth over every check-in, with the drivers of each change spelled out.
Monthly check-in
A guided review that reconciles the household and captures a confirmed snapshot.
AI export
Your household finances as structured JSON, ready to discuss with an AI assistant.
Budget & income
Spending and income, normalised to one rhythm.
Enter expenses at whatever frequency they occur — weekly, fortnightly, monthly, annual — and see them as one monthly budget. Income sources carry reliability flags and feed savings-rate signals on the dashboard.
- Mixed-frequency expenses normalised monthly
- Fixed versus variable income reliability
- Salary-linked retirement contributions
Entities
Ownership that matches the legal reality.
Households aren't one wallet. Track people, family trusts and SMSFs as separate owners, assign assets to the right entity, and get tax estimates that respect who actually owns what.
- People, trusts and SMSF entities
- Per-entity asset ownership and reporting
- Joint filing profiles where jurisdictions support them
AI export
Take your numbers to any AI assistant.
Export assets, debts, income, budget and history as one structured JSON file, and use it to get better answers from the AI tools you already use.
- One structured export of the whole household
- Designed for pasting into AI assistants
- You control what leaves the record, and when
Common questions
Do I have to use every module?
No. Start with the modules that match what you own and add more as the household grows — each one is optional and can be added or archived at any time.
How does data get in — is it connected to my bank?
WealthScout is built around a deliberate monthly check-in rather than live bank feeds: you confirm balances and changes, and the record stays explainable. Shares and crypto prices refresh from market data automatically.
Can my partner use it too?
Yes. The record is a household: multiple people can share access, and ownership is tracked per person or entity so individual and joint positions stay clear.
What is the AI export for?
It packages your household finances as structured JSON so you can ask an AI assistant informed questions — without retyping your position or granting anything live access.
Build the record your spreadsheet wanted to be.
Coming soon: begin with the modules you need, and let the household grow into the rest.