Short answer
WealthScout comes first here because it is the only one that puts an owner on every asset and runs the total forward into a date you can act on. Kubera is the pick if breadth of coverage and live account links matter more than forecasting, and Finary if you are in Europe and want that on a smaller budget.
Every tool here will add up what you own and subtract what you owe. They differ in three things: how much of your wealth they can hold, whether they know who owns it, and whether they can tell you what it means for the future.
We rank WealthScout first on ownership and forecasting, which is what we built it for. Where another product is the better answer, the entry says so and names the reader it is better for.
The options, ranked by fit
- 1
WealthScout
$99 a year USDchecked August 20, 2026The pick for: Households that want the total forecast forward, with an owner on every asset and the tax of taking money out counted.
Records shares, property, cash, debt, retirement accounts, income and spending against the owner of each asset, then projects their value over time, calculating tax on returns while assets are held and again when money is paid out to a person.
Strong at
- Share and crypto prices update automatically, so your net worth reflects current market values without a bank connection.
- An owner on every asset, including trusts, companies and retirement structures.
- Projections use the figures you already track, so you do not retype them.
- Thirteen countries with local tax treatment.
- Reports and projections use the same dated figures, so they cannot disagree.
Where it stops
- No bank or broker connections. Broker files are imported and checked before they post.
- No tax returns and no jurisdiction tax reports.
- Opens to the public country by country.
- 2
Kubera
$250 a year USDchecked August 20, 2026The pick for: People holding many hard to price assets who want the broadest coverage and live account links.
Broad asset coverage and multi-currency net worth, kept current by links to banks, brokers and crypto accounts.
Strong at
- Very wide asset coverage, including hard to price items.
- Account links in many countries.
- A beneficiary handover tool.
Where it stops
- It records a balance without recording who owns the asset.
- It cannot project your net worth into the future.
- No budgeting, and no free plan.
- 3
Finary
$64 a year USDchecked August 20, 2026The pick for: European households wanting linked accounts and a clean total on a smaller budget.
Linked accounts and a well-made net worth view, strongest in Europe.
Strong at
- Strong account connection coverage in Europe.
- A clear, well-designed net worth view.
- A usable free plan.
Where it stops
- Absent on ownership and on entities.
- No real forecasting.
- Coverage thins outside Europe.
- 4
PocketSmith
$85 a year USDchecked August 20, 2026The pick for: People whose real question is cashflow and budgets rather than net worth.
Cash, budgets and cashflow forecasting driven by bank feeds.
Strong at
- Genuinely good cashflow forecasting.
- Bank feeds in several countries.
- Budgets and categories done properly.
Where it stops
- Cashflow forecasting is not balance sheet projection.
- No ownership model and no extraction tax.
- Investments are shallow next to a real portfolio tool.
AUD $9.99 a month, billed annually, converted on August 19, 2026PocketSmith plansPocketSmith vs WealthScout - 5
CompiledSanity
$7 once USDchecked August 20, 2026The pick for: People who want to own the file outright for the price of a coffee.
A comprehensive personal wealth spreadsheet covering net worth, property, shares, debt and retirement, bought once and owned.
Strong at
- Bought once, owned forever, updates included.
- Every formula is open to change.
- Covers a lot of ground for a few dollars.
Where it stops
- A sheet of formulas cannot hold multiple entities and their tax.
- Rules change every year and the sheet does not.
- You maintain it.
- 6
Sharesight
$76 a year USDchecked August 20, 2026Best for: Investors who want detailed share tax reports for their own country.
Mature investment reporting with broker links, dividend tracking and jurisdiction tax reports.
Strong at
- Broker links and trade confirmation imports.
- Tax reports for several countries, including Australia.
- Long history of dividend and performance reporting.
Where it stops
- It tracks shares. It does not track debt.
- Property is a hand-updated custom item.
- It answers nothing about the household as a whole.
AUD $9 a month, billed annually, converted on August 19, 2026Sharesight pricingSharesight vs WealthScout - 7
getquin
Free, with a paid tierchecked August 20, 2026Best for: Investors who want returns, dividends and a community to compare with.
Share tracking with returns, dividends and a social layer.
Strong at
- Good returns and dividend tracking.
- An active community.
- A generous free plan.
Where it stops
- One asset class.
- No tax reports.
- Nothing about property, debt or the household.
- 8
Portfolio Performance
Freechecked August 20, 2026Best for: People who want their data local, free and under their own control.
Free, open source portfolio tracking that runs on your own machine and keeps the file on your disk.
Strong at
- Free and open source.
- Nothing leaves your machine.
- Detailed performance measurement.
Where it stops
- You maintain it yourself.
- No property, debt or household modelling.
- A steep start for anyone not comfortable with the tooling.
Questions people ask
- What is the best free net worth tracker?
- Finary's free plan links accounts and shows a clean total. WealthScout's Free plan covers ten holdings, one property and its mortgage with no time limit. Portfolio Performance is free and open source but tracks a portfolio rather than a household.
- Which net worth tracker connects to banks?
- Kubera, Finary and PocketSmith. WealthScout, Sharesight and Portfolio Performance do not.
- Which one forecasts, rather than just totalling?
- WealthScout and ProjectionLab. The rest show where you stand today.
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Sources for this page
- Product pricing and feature pages, checked on the date shown
- WealthScout pricing
- Kubera pricing
- Finary pricing
- PocketSmith plans
- CompiledSanity pricing
- Sharesight pricing
- getquin
- Portfolio Performance
WealthScout wrote this page on August 20, 2026from each product’s own public pricing and feature pages. Prices are shown in US dollars, converted where the product charges in another currency. Products change what they charge and what they do. WealthScout has no link to any product named here, and product names belong to their owners.