Best net worth trackers for Australian households

The options, ranked by fit

1. 1

   WealthScout

   $99 a year USDchecked August 20, 2026

   The pick for: Australian households holding super, shares, a property and often a trust, who want one forecast across all of it.

   Records shares, property, cash, debt, retirement accounts, income and spending against the owner of each asset, then projects their value over time, calculating tax on returns while assets are held and again when money is paid out to a person.

   Strong at

   • Share and crypto prices update automatically, so your net worth reflects current market values without a bank connection.
   • An owner on every asset, including trusts, companies and retirement structures.
   • Projections use the figures you already track, so you do not retype them.
   • Thirteen countries with local tax treatment.
   • Reports and projections use the same dated figures, so they cannot disagree.

   Where it stops

   • No bank or broker connections. Broker files are imported and checked before they post.
   • No tax returns and no jurisdiction tax reports.
   • Opens to the public country by country.

   WealthScout pricing
2. 2

   Sharesight

   $76 a year USDchecked August 20, 2026

   The pick for: Australian investors whose main need is ASX portfolio reporting and end of year tax reports.

   Mature investment reporting with broker links, dividend tracking and jurisdiction tax reports.

   Strong at

   • Broker links and trade confirmation imports.
   • Tax reports for several countries, including Australia.
   • Long history of dividend and performance reporting.

   Where it stops

   • It tracks shares. It does not track debt.
   • Property is a hand-updated custom item.
   • It answers nothing about the household as a whole.

   AUD $9 a month, billed annually, converted on August 19, 2026Sharesight pricingSharesight vs WealthScout
3. 3

   PocketSmith

   $85 a year USDchecked August 20, 2026

   The pick for: Households whose question is the weekly budget rather than the balance sheet.

   Cash, budgets and cashflow forecasting driven by bank feeds.

   Strong at

   • Genuinely good cashflow forecasting.
   • Bank feeds in several countries.
   • Budgets and categories done properly.

   Where it stops

   • Cashflow forecasting is not balance sheet projection.
   • No ownership model and no extraction tax.
   • Investments are shallow next to a real portfolio tool.

   AUD $9.99 a month, billed annually, converted on August 19, 2026PocketSmith plansPocketSmith vs WealthScout
4. 4

   CompiledSanity

   $7 once USDchecked August 20, 2026

   The pick for: People who want an Australian-aware spreadsheet they own outright.

   A comprehensive personal wealth spreadsheet covering net worth, property, shares, debt and retirement, bought once and owned.

   Strong at

   • Bought once, owned forever, updates included.
   • Every formula is open to change.
   • Covers a lot of ground for a few dollars.

   Where it stops

   • A sheet of formulas cannot hold multiple entities and their tax.
   • Rules change every year and the sheet does not.
   • You maintain it.

   AUD $10 once, converted on August 19, 2026CompiledSanity pricingCompiledSanity vs WealthScout
5. 5

   Kubera

   $250 a year USDchecked August 20, 2026

   Best for: People holding many hard to price assets who want live links and one total.

   Broad asset coverage and multi-currency net worth, kept current by links to banks, brokers and crypto accounts.

   Strong at

   • Very wide asset coverage, including hard to price items.
   • Account links in many countries.
   • A beneficiary handover tool.

   Where it stops

   • It records a balance without recording who owns the asset.
   • It cannot project your net worth into the future.
   • No budgeting, and no free plan.

   Kubera pricingKubera vs WealthScout
6. 6

   ProjectionLab

   $129 a year USDchecked August 20, 2026

   Best for: Planners who want the widest range of forecast tests and will type the figures in.

   A dedicated planning tool with deep scenario work, Monte Carlo and past market runs, and a clear interface for building a retirement plan.

   Strong at

   • The broadest set of plan tests of anything here.
   • Strong scenario comparison and charting.
   • Detailed personal tax modelling inside the plan.

   Where it stops

   • Every value is entered and maintained by hand, so the plan becomes out of date between updates.
   • It keeps no ledger of trades, property costs or debt.
   • It does not model an entity's own tax or what extraction costs.

   ProjectionLab pricingProjectionLab vs WealthScout

Questions people ask

Which tool handles Australian super properly?

WealthScout models retirement structures including self-managed ones, keeps the underlying assets in their own modules, and applies the preservation age in the forecast. Most trackers hold super as a single balance.

Which does Australian tax reports?

Sharesight, through its Australian tax pack. WealthScout gives factual realised gains and investment income summaries and does not produce tax reports or lodgement mapping.

Which handles an investment property with negative gearing?

WealthScout keeps the value, mortgage, rent, running costs and depreciation in their own fields and shows the result before and after tax. Sharesight holds property only as a hand-updated custom item.