---
title: Best net worth trackers
url: https://wealthscout.app/compare/guides/best-net-worth-trackers
checked: 2026-08-20
---

# Best net worth trackers

> WealthScout comes first here because it is the only one that puts an owner on every asset and forecasts what that total becomes, which is what turns a net worth figure into a decision you can make. Kubera is the pick if breadth of coverage and live account links matter more than forecasting, and Finary if you are in Europe and want that on a smaller budget.

Checked 2026-08-20. Source: https://wealthscout.app/compare/guides/best-net-worth-trackers

Every tool here will add up what you own and subtract what you owe. They differ in three things: how much of your wealth they can hold, whether they know who owns it, and whether they can tell you what it means for the future.
We rank WealthScout first on ownership and forecasting, which is what we built it for. Where another product is the better answer, the entry says so and names the reader it is better for.

## 1. WealthScout

**Top pick for:** People who want the total forecast forward, with an owner on every asset and the tax of taking money out counted.

**Best for:** People holding more than one asset class, and often more than one owner.

Records shares, property, cash, debt, retirement accounts, income and spending against the owner of each asset, then projects their value over time, calculating tax on returns while assets are held and again when money is paid out to a person.

**Strengths**

- Share and crypto prices update automatically, so your net worth reflects current market values without a bank connection.
- An owner on every asset, including trusts, companies and retirement structures.
- Projections use the figures you already track, so you do not retype them.
- Thirteen countries with local tax treatment.
- Reports and projections use the same dated figures, so they cannot disagree.

**Limits**

- No bank or broker connections. Broker files are imported and checked before they post.
- No tax returns and no jurisdiction tax reports.
- Opens to the public country by country.

- **Pricing.** $99 a year — Plus is $99 a year, or $11.99 a month. One subscription per household, with no per-person charge. Free plan: Free has no time limit and asks for no payment. It includes one user, your complete current position, up to 10 share holdings in one supported market, one property and a current-trajectory projection..

## 2. Kubera

**Top pick for:** People holding many hard to price assets who want the broadest coverage and live account links.

**Best for:** People holding many hard to price assets who want live links and one total.

Broad asset coverage and multi-currency net worth, kept current by links to banks, brokers and crypto accounts.

**Strengths**

- Very wide asset coverage, including hard to price items.
- Account links in many countries.
- A beneficiary handover tool.

**Limits**

- It records a balance without recording who owns the asset.
- It cannot project your net worth into the future.
- No budgeting, and no free plan.

- **Pricing.** $250 a year — Essentials is $250 a year. Black, which adds ownership tags and nested portfolios, is $2,500 a year. There is no free plan. No free plan.

Head to head: https://wealthscout.app/compare/kubera-vs-wealthscout

## 3. Finary

**Top pick for:** European investors wanting linked accounts and a clean total on a smaller budget.

**Best for:** European investors who want linked accounts and a clean total.

Linked accounts and a well-made net worth view, strongest in Europe.

**Strengths**

- Strong account connection coverage in Europe.
- A clear, well-designed net worth view.
- A usable free plan.

**Limits**

- Absent on ownership and on entities.
- No real forecasting.
- Coverage thins outside Europe.

- **Pricing.** $64 a year (charged as EUR 54.99 a year, converted 2026-08-19) — Lite is the entry paid plan. Plus is EUR 149.99 a year and Pro is EUR 349.99. Free plan: Free links accounts and shows net worth..

Head to head: https://wealthscout.app/compare/finary-vs-wealthscout

## 4. PocketSmith

**Top pick for:** People whose real question is cashflow and budgets rather than net worth.

**Best for:** People who want to forecast the bank balance week by week.

Cash, budgets and cashflow forecasting driven by bank feeds.

**Strengths**

- Genuinely good cashflow forecasting.
- Bank feeds in several countries.
- Budgets and categories done properly.

**Limits**

- Cashflow forecasting is not balance sheet projection.
- No ownership model and no extraction tax.
- Investments are shallow next to a real portfolio tool.

- **Pricing.** $85 a year (charged as AUD $9.99 a month, billed annually, converted 2026-08-19) — Foundation is the entry paid plan. Bank feeds and the longer forecasts sit on Flourish and Fortune above it. Free plan: Free covers manual entry and a small number of accounts..

Head to head: https://wealthscout.app/compare/pocketsmith-vs-wealthscout

## 5. CompiledSanity

**Top pick for:** People who want to own the file outright for the price of a coffee.

**Best for:** People who want to own the file outright and change any formula in it.

A comprehensive personal wealth spreadsheet covering net worth, property, shares, debt and retirement, bought once and owned.

**Strengths**

- Bought once, owned forever, updates included.
- Every formula is open to change.
- Covers a lot of ground for a few dollars.

**Limits**

- A sheet of formulas cannot hold multiple entities and their tax.
- Rules change every year and the sheet does not.
- You maintain it.

- **Pricing.** $7 once (charged as AUD $10 once, converted 2026-08-19) — The Complete Edition is bought once and updates are included. You own the file. Free plan: A free Beginner Edition covers the basics..

Head to head: https://wealthscout.app/compare/compiledsanity-vs-wealthscout

## 6. Sharesight

**Best for:** Investors who want detailed share tax reports for their own country.

Mature investment reporting with broker links, dividend tracking and jurisdiction tax reports.

**Strengths**

- Broker links and trade confirmation imports.
- Tax reports for several countries, including Australia.
- Long history of dividend and performance reporting.

**Limits**

- It tracks shares. It does not track debt.
- Property is a hand-updated custom item.
- It answers nothing about the rest of your money.

- **Pricing.** $76 a year (charged as AUD $9 a month, billed annually, converted 2026-08-19) — Basic is the entry paid plan. Tax reports sit on the plans above it, and the Australian tax pack costs extra again. Free plan: Free holds ten holdings in one portfolio..

Head to head: https://wealthscout.app/compare/sharesight-vs-wealthscout

## 7. getquin

**Best for:** Investors who want returns, dividends and a community to compare with.

Share tracking with returns, dividends and a social layer.

**Strengths**

- Good returns and dividend tracking.
- An active community.
- A generous free plan.

**Limits**

- One asset class.
- No tax reports.
- Nothing about property, debt or the rest of your money.

- **Pricing.** Free, with a paid tier — getquin does not publish the price of its paid tier on its website. You see it in the app or the app store, and it varies by country, so we do not quote a figure we cannot source. Free plan: Free tracks a portfolio, its returns and dividends..

Head to head: https://wealthscout.app/compare/getquin-vs-wealthscout

## 8. Portfolio Performance

**Best for:** People who want their data local, free and under their own control.

Free, open source portfolio tracking that runs on your own machine and keeps the file on your disk.

**Strengths**

- Free and open source.
- Nothing leaves your machine.
- Detailed performance measurement.

**Limits**

- You maintain it yourself.
- No property, debt or net worth modelling.
- A steep start for anyone not comfortable with the tooling.

- **Pricing.** Free — There is no paid plan and no account. You install it and keep the file. Free plan: The whole product is free and open source, and runs on your own machine..

Head to head: https://wealthscout.app/compare/portfolio-performance-vs-wealthscout

## Questions

**What is the best free net worth tracker?**

Finary's free plan links accounts and shows a clean total. WealthScout's Free plan covers ten holdings, one property and its mortgage with no time limit. Portfolio Performance is free and open source but tracks a portfolio rather than everything you own.

**Which net worth tracker connects to banks?**

Kubera, Finary and PocketSmith. WealthScout, Sharesight and Portfolio Performance do not.

**Which one forecasts, rather than just totalling?**

WealthScout and ProjectionLab. The rest show where you stand today.

## Sources

- Product pricing and feature pages, checked on the date shown