--- title: Best net worth trackers for Australian investors url: https://wealthscout.app/compare/guides/best-net-worth-tracker-australia checked: 2026-08-20 --- # Best net worth trackers for Australian investors > Australian investors usually hold four things at once: super, an ASX portfolio, a property with a mortgage, and often a family trust. WealthScout comes first because it holds all four and forecasts them together with local treatment. Sharesight is the pick if the shares and their end of year tax reports are the whole question. Checked 2026-08-20. Source: https://wealthscout.app/compare/guides/best-net-worth-tracker-australia Australia makes this harder than most places. Super is locked until a preservation age, negative gearing changes what a property really costs, capital gains has its own discount rules, and a family trust changes who pays tax on what. A tool that treats super as just another account, or a trust as just another label, will give you a number that looks right and is not. ## 1. WealthScout **Top pick for:** Australian investors holding super, shares, a property and often a trust, who want one forecast across all of it. **Best for:** People holding more than one asset class, and often more than one owner. Records shares, property, cash, debt, retirement accounts, income and spending against the owner of each asset, then projects their value over time, calculating tax on returns while assets are held and again when money is paid out to a person. **Strengths** - Share and crypto prices update automatically, so your net worth reflects current market values without a bank connection. - An owner on every asset, including trusts, companies and retirement structures. - Projections use the figures you already track, so you do not retype them. - Thirteen countries with local tax treatment. - Reports and projections use the same dated figures, so they cannot disagree. **Limits** - No bank or broker connections. Broker files are imported and checked before they post. - No tax returns and no jurisdiction tax reports. - Opens to the public country by country. - **Pricing.** $99 a year — Plus is $99 a year, or $11.99 a month. One subscription per household, with no per-person charge. Free plan: Free has no time limit and asks for no payment. It includes one user, your complete current position, up to 10 share holdings in one supported market, one property and a current-trajectory projection.. ## 2. Sharesight **Top pick for:** Australian investors whose main need is ASX portfolio reporting and end of year tax reports. **Best for:** Investors who want detailed share tax reports for their own country. Mature investment reporting with broker links, dividend tracking and jurisdiction tax reports. **Strengths** - Broker links and trade confirmation imports. - Tax reports for several countries, including Australia. - Long history of dividend and performance reporting. **Limits** - It tracks shares. It does not track debt. - Property is a hand-updated custom item. - It answers nothing about the rest of your money. - **Pricing.** $76 a year (charged as AUD $9 a month, billed annually, converted 2026-08-19) — Basic is the entry paid plan. Tax reports sit on the plans above it, and the Australian tax pack costs extra again. Free plan: Free holds ten holdings in one portfolio.. Head to head: https://wealthscout.app/compare/sharesight-vs-wealthscout ## 3. PocketSmith **Top pick for:** People whose question is the weekly budget rather than the balance sheet. **Best for:** People who want to forecast the bank balance week by week. Cash, budgets and cashflow forecasting driven by bank feeds. **Strengths** - Genuinely good cashflow forecasting. - Bank feeds in several countries. - Budgets and categories done properly. **Limits** - Cashflow forecasting is not balance sheet projection. - No ownership model and no extraction tax. - Investments are shallow next to a real portfolio tool. - **Pricing.** $85 a year (charged as AUD $9.99 a month, billed annually, converted 2026-08-19) — Foundation is the entry paid plan. Bank feeds and the longer forecasts sit on Flourish and Fortune above it. Free plan: Free covers manual entry and a small number of accounts.. Head to head: https://wealthscout.app/compare/pocketsmith-vs-wealthscout ## 4. CompiledSanity **Top pick for:** People who want an Australian-aware spreadsheet they own outright. **Best for:** People who want to own the file outright and change any formula in it. A comprehensive personal wealth spreadsheet covering net worth, property, shares, debt and retirement, bought once and owned. **Strengths** - Bought once, owned forever, updates included. - Every formula is open to change. - Covers a lot of ground for a few dollars. **Limits** - A sheet of formulas cannot hold multiple entities and their tax. - Rules change every year and the sheet does not. - You maintain it. - **Pricing.** $7 once (charged as AUD $10 once, converted 2026-08-19) — The Complete Edition is bought once and updates are included. You own the file. Free plan: A free Beginner Edition covers the basics.. Head to head: https://wealthscout.app/compare/compiledsanity-vs-wealthscout ## 5. Kubera **Best for:** People holding many hard to price assets who want live links and one total. Broad asset coverage and multi-currency net worth, kept current by links to banks, brokers and crypto accounts. **Strengths** - Very wide asset coverage, including hard to price items. - Account links in many countries. - A beneficiary handover tool. **Limits** - It records a balance without recording who owns the asset. - It cannot project your net worth into the future. - No budgeting, and no free plan. - **Pricing.** $250 a year — Essentials is $250 a year. Black, which adds ownership tags and nested portfolios, is $2,500 a year. There is no free plan. No free plan. Head to head: https://wealthscout.app/compare/kubera-vs-wealthscout ## 6. ProjectionLab **Best for:** Planners who want the widest range of forecast tests and will type the figures in. A dedicated planning tool with deep scenario work, Monte Carlo and past market runs, and a clear interface for building a retirement plan. **Strengths** - The broadest set of plan tests of anything here. - Strong scenario comparison and charting. - Detailed personal tax modelling inside the plan. **Limits** - Every value is entered and maintained by hand, so the plan becomes out of date between updates. - It keeps no ledger of trades, property costs or debt. - It does not model an entity's own tax or what extraction costs. - **Pricing.** $129 a year — Premium is $129 a year. Pro, for advisers, is $549 a year. Free plan: Basic runs in the browser and saves nothing to an account.. Head to head: https://wealthscout.app/compare/projectionlab-vs-wealthscout ## Questions **Which tool handles Australian super properly?** WealthScout tracks retirement structures including self-managed ones, keeps the underlying assets in their own modules, and applies the preservation age in the forecast. Most trackers hold super as a single balance. **Which does Australian tax reports?** Sharesight, through its Australian tax pack. WealthScout gives factual realised gains and investment income summaries and does not produce tax reports or lodgement mapping. **Which handles an investment property with negative gearing?** WealthScout keeps the value, mortgage, rent, running costs and depreciation in their own fields and shows the result before and after tax. Sharesight holds property only as a hand-updated custom item. ## Sources - Product pricing and feature pages, checked on the date shown